Pepper Money is boosting its criteria for UK visa holders by accepting their incomes on applications up to 75% LTV.

It provides UK visa holders direct access to Pepper Money’s broad residential product offering when at least one applicant has a permanent right to reside.

UK visa holders must be able to provide a minimum two-year UK employment history, when income is used in support of the application, reside in the UK, and have a UK address history for the last three years.

Mortgages will be available to these UK-based individuals on the following visa types:

Tier 1 Entrepreneur Visa (While this visa is now closed to new applicants, Pepper accepts customers who currently hold a valid visa under this category).

Tier 2 Skilled Worker Visa; now known as the ‘Skilled Worker’ Visa

Senior or Specialist Worker Visa

Health and Care Worker Visa

Family Visa

Commenting on the changes Pepper Money sales director Paul Adams said: “As the UK continues to attract international talent across sectors like tech, healthcare and academia, it’s vital that our financial system evolves to support those contributing to the economy.

“By extending our product criteria to accept UK visa holders, we’re helping skilled individuals put down roots and participate further in UK life.”