NatWest has made a number of changes across its range, cutting some rates but increasing cashback and fees.

At NatWest a number of first-time buyer products with no fee are being replaced with deals that have a lower rate and higher cashback but also come with a fee.

The following first-time buyer two-year fixed rates for purchase are being withdrawn:

• At 80 per cent LTV, 2.48 per cent, product fee £0, cashback £250
• At 85 per cent LTV, 2.83 per cent, product fee £0, cashback £250
• At 90 per cent LTV, 3.43 per cent, product fee £0, cashback £250

The following first-time buyer five-year fixed rates for purchase are being withdrawn:

• At 80 per cent LTV, 2.58 per cent, product fee £0, cashback £250

The replacement two-year fixes for purchase are:

• At 80 per cent LTV, 2.04 per cent, product fee £995, cashback £500
• At 85 per cent LTV, 2.56 per cent, product fee £995, cashback £500
• At 90 per cent LTV, 3.13 per cent, product fee £995, cashback £500

The following five-year fixes for purchase are also being introduced:

• At 80 per cent LTV, 2.23 per cent, product fee £995, cashback £500
• At 85 per cent LTV, 2.80 per cent, product fee £995, cashback £500
• At 90 per cent LTV, 3.42 per cent, product fee £995, cashback £500

Repricing at NatWest include the following changes to its residential two-year fixed rate high value remortgage range:

•  At 60 per cent LTV, decreasing by 6 basis points from 1.14 per cent to 1.08 per cent, product fee increasing from £995 to £1,495
• At 70 per cent LTV, decreasing by 6 basis points from 1.42 per cent to 1.36 per cent, product fee increasing from £995 to £1,495
• At 75 per cent LTV, decreasing by 6bps from 1.42 per cent to 1.36 per cent, product fee increasing from £995 to £1,495

In its high value residential remortgage five-year fixed rate range the following products are changing:

• At 60 per cent LTV, decreasing by 4 bps from 1.27 per cent to 1.23 per cent, product fee increasing from £995 to £1,495
• At 70 per cent LTV, decreasing by 5 bps from 1.60 per cent to 1.55 per cent, product fee increasing from £995 to £1,495
• At 75 per cent LTV, decreasing by 5 bps from 1.60 per cent to 1.55 per cent, product fee increasing from £995 to £1,495

NatWest is also making changes to a number of other products in its range.