Buying a home in Colorado’s dynamic real estate market can be thrilling, but also fiercely competitive. Whether you're eyeing a condo in downtown Denver, a family home in Fort Collins, or a mountain retreat near Aspen, securing mortgage pre-approval before you start house hunting gives you a major edge. This guide breaks down everything you need to know about mortgage pre-approval in Colorado, including who benefits most, how the process works, and why it matters.