Aldermore has reduced rates across its two- and five-year fixed rate products for both buy-to-let (BTL) borrowers and owner-occupiers as well as making similar changes to its two-year BTL discounts.

In the lender’s BTL range, all two- and five-year fixes excluding five-year fixes for properties with an energy performance certificate rating of A, B, or C, have received cuts of 75 basis points. The latter product ranges have seen cuts of up to 10 basis points.

This means that rates for BTL loans now start at 4.98% for a discount and 5.44% for a two- or five-year fix – both at up to 75% LTV.

And in the owner occupier range, Aldermore has made cuts of up to 134 basis points.

Standout changes take place within the 90% LTV five-year fix with £999 fee, which is now 6.74%, and the 90% LTV five-year fix with zero fee, which has been priced at 6.84%.

Elsewhere, discounted owner-occupier products now start at 4.98% and remortgage products at 6.34%.