Legal & General Mortgage Club and Atom bank have teamed up to offer exclusive two-year fixes.

As part of the ‘Near Prime’ range, the new offerings are aimed at would-be borrowers with credit blips, defaults, missed payments, and county court judgements.

Available for both purchase and remortgage (the latter coming with free legals), the products take the form of a 60% LTV fix at 2.45%, a 65% LTV product at 2.69%, a 70% LTV deal at 2.74%, and a 75% LTV mortgage at 2.89%.

Each product comes with £250 cashback.

L&G Mortgage Club head of lender relationships Danny Belton says: “The unprecedented economic challenges caused by the global pandemic clearly demonstrate the importance of offering a varied and accommodating range of products for borrowers.

“We are therefore proud to announce these new product exclusives with Atom bank.”