Specialist lender Vida has launched a range of limited edition products for residential and buy-to-let (BTL) purchase and remortgage.

The residential range consists of four two-year fixed rate products – the Vida 48, which is available with up to 90% LTV and a rate of 3.99%, the Fee Saver, which offers 90% LTV with a rate of 4.49%, the Vida 36 which has a 90% LTV at 4.39% and a Fee Saver with a 90% LTV and a rate of 4.89%.

Fees across all products are £995. They are available for remortgage, movers, and first-time buyers.

The residential products have a maximum loan size of £400,000, while fee saver’s come with no product fee, a free valuation and a £250 contribution to legal fees.

The lender has also enhanced its BTL range with the addition of five-year fixed rate products available for purchase and remortgage, including a new fee free product with a 75% LTV and a rate of 3.19%, a standard BTL with a 75% LTV at a rate of 3.04% and a fee of £1,495, and HMO products with a 75% LTV at a rate of 3.19% and a fee of £1,995.

“As a lending specialist we are constantly assessing the market, monitoring demand and looking to ensure we are always providing a first class service and enhancing our offering.

“We are dedicated to supporting underserved borrowers and making homeownership more widely accessible,” says Vida director of mortgage distribution Richard Tugwell.

“Our new product launches today are another step in achieving this, and we’re confident that these offerings are a great solution to help borrowers who are cut out of traditional high street lending.”

Vida also recently extended its residential and BTL offerings to include an expat range, a key worker product and an extended help-to-buy range.