RAW Capital Partners has introduced an overpayment feature across its mortgage range.

The new feature will allow customers to make one fee-free overpayment of up to 10% of their outstanding loan balance each year.

Under the new terms, borrowers can make a single annual overpayment of up to 10% of the outstanding loan amount without incurring early repayment charges.

It will be available to both UK resident and non-UK resident clients.

RAW Capital Partners chief executive Tim Parkes says: “It’s the start of a new year, and we know that many landlords will be scrutinising their portfolios and their finances.”

“For our clients, this new overpayment option gives them a straightforward way to reduce leverage, build equity and manage costs, without sacrificing the flexibility of an interest-only structure.”

As of December 2025, RAW Capital Partners started providing mortgages to UK residents.