When it comes to protecting your home, the roof is one of the most critical (and expensive) components. Unfortunately, scammers often target homeowners with roofing scams that can lead to significant financial loss, stress, and embarrassment. “Roofing scammers often present themselves in very convincing and professional manners,” explains home expert John Swindle, owner of Chase Roof Inspections, who has 20 years of experience. “They may use impressive-looking materials, wear uniforms, and provide what appears to be legitimate business cards and brochures.” Whether you need a minor repair or a complete roof replacement, this handy guide describes the top 10 warning signs to watch for when hiring a roofer. Swindle will also share insights on how unscrupulous roofers can take advantage of customers and how to avoid their schemes to exploit and overcharge. One of the first red flags is a contractor who can’t provide proof of licensing and insurance. Proper licensing ensures that the roofer meets the necessary state and local regulations, while insurance protects you from liability in case of accidents or damage during the project. “Proper licensing and insurance are critical for roofers as they ensure that the contractor meets regulatory standards and is covered in case of accidents or damage,” Swindle explains. “Homeowners can independently verify a roofer’s licensing by checking with their state or local licensing board’s website, which typically offers a search tool for verification. Swindle recommends that before you agree to work with any roofer, insurance should be verified by asking the contractor for a certificate of insurance and then contacting the insurance company to confirm coverage is active.1. Lack of proper licensing and insurance
