Gen H has further reduced rates on most of its products by up to 16 bps.

The new rates, available up to 95% LTV, are already live for both broker and direct customers.

In addition, those combining their Gen H mortgage with conveyancing from Gen H Legal can now get access to exclusive reduced mortgage rates.

These five-year homebuying bundle rates at 95% LTV are now available at 5.97% with a £999 fee and 6.03% without a fee.

Five-year homebuying bundle rates up to 90% LTV are all under 6%.

Meanwhile, the company has also slashed two-year rates between 11- 14 bps across most products.

Gen H recently expanded their first-time buyer bundle to include home movers.

Chief commercial officer Pete Dockar says: “We are thrilled that we can continue to reduce our rates to help support more buyers.

“Our 95% LTV products are particularly competitive, and when paired with some of our unique affordability solutions and bundle products, these reductions can really make a difference to homeowners and aspiring owners.”