Scroll Finance has launched its home equity loan and home equity line of credit products on Mambu’s cloud banking platform. 

With rising demand for sustainable finance, Scroll is set to offer green solutions to help make UK homes more energy efficient, alongside a packed product roadmap of home finance options. 

The Mambu platform will enable Scroll Finance to configure and deploy new products.

Scroll allows UK homeowners to unlock equity in their homes for use cases including home improvement, green upgrades, buying a holiday home, debt consolidation and deposits for property purchases.

Customers can borrow between £25,000 and £1m, up to an 80% loan to value (LTV) ratio.

Scroll Finance chief executive officer and co-founder Ashish Kashyap says: “We want to be in charge of building a great lending experience for our customers and a key component of that is having full control over the entire life cycle of a loan, from initial enquiry to pay out to servicing and collections.”

Kashyap adds: “Coupled to this desire of control, is a requirement to develop in a fast, flexible way to adapt to our unique take on global home financing solutions. This is exactly what Mambu offers.” 

Mambu UK and Ireland general manager Richard Morgans comments: “We are looking forward to continuing our partnership with Scroll to scale and expand their products and services.”