Lately, a lot of mortgage rate quotes have required points to be paid. Known as discount points, they are a,.. Read More;

Mortgage rates were already at 15-months as we entered 2026, and now they’re moving even lower. The catalyst today was,.. Read More;

A balanced look at 50-year mortgages—how they work, the enormous interest cost, why affordability should be measured on a 30-year,.. Read More;

It’s no secret that mortgage rates are complicated. There is no one-size-fits-all price. The rate you’re quoted will depend on both,.. Read More;

Last year, we were told that the first-time home buyer age surged to a record high 40 years old! The,.. Read More;

Late last year, a lot of “solutions” to fix the housing market were floated, including things like assumable and portable,.. Read More;

1. Mortgage rates will fall into the 5% range 2. Home prices will be flat (if not lower) 3. Affordability,.. Read More;

Comparing FHA’s 3.5% down payment with down payment assistance programs? Learn which option makes more sense for your budget.,.. Read More;

One of the biggest stories of the past few years has been mortgage rates. Everyone has been obsessed with mortgage,.. Read More;

About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025.,.. Read More;

In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for,.. Read More;

https://sonomacountymortgages.com/mortgageratequote/Married homebuyers learn how spouse debt impacts FHA and VA loan approval.,.. Read More;