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How Mortgage Approval Works: Income, Credit & Down Payment

Sonoma County Mortgages
Mortgage Resource
1 month ago

Learn how income, credit, debt, and down payment work together to determine mortgage approval and buying power in Sonoma County.,.. Read More;

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Mortgage Rates Are at New 2026 Highs, But Theres a But - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
1 month ago

You’ve probably heard that mortgage rates hit a new 2026 high. That’s true. The 30-year fixed climbed to 6.89%, per,.. Read More;

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Mortgage Rates Higher Thanks to First Military Strikes in a Month - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
1 month ago

Just days after the big Jackson Hole Fed event, mortgage rates are under pressure for other reasons. The reason? The,.. Read More;

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FHA Loan After a Six-Month Employment Gap

Sonoma County Mortgages
Mortgage Resource
1 month ago

FHA rules for job gaps of six months or more: six months back at work, two years of work history,.. Read More;

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Why Mortgage Rates Are Near a One-Year High - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
1 month ago

While they aren’t at their absolute worst, mortgage rates remain very close to their one-year high. They’re about .125% below,.. Read More;

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Is AI Pushing Mortgage Rates Higher? - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
1 month ago

A lot of the recent uptick in mortgage rates has been attributed to the ongoing war with Iran. But there,.. Read More;

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Could FHA Mortgage Insurance Be Reduced Again? Here's What Homebuyers Should Know - Sonoma County Mortgages

Sonoma County Mortgages
Mortgage Resource
1 month ago

Explore FHA mortgage insurance reduction rumors, current MIP costs, and potential savings for future homebuyers today.,.. Read More;

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Mortgage Rates Simply Trying to Limit the Damage Right Now - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
1 month ago

The best way to sum up mortgage rates right now is any “good news” is simply stopping the bleeding. You’re,.. Read More;

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Could Conventional Mortgages Become Assumable? The Industry Is Talking, But Nothing Is Official Yet - Sonoma County Mortgages

Sonoma County Mortgages
Mortgage Resource
1 month ago

Discover why assumable conventional mortgages are generating industry discussion and what future changes could mean.,.. Read More;

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Mortgage Rates Get Help From Unexpected Treasury Buyback Program - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
2 months ago

Just as it appeared there was no relief in sight for mortgage rates, the Treasury Department stepped in. No, this,.. Read More;

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Can Jim Cramer Save Mortgage Rates? - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
2 months ago

It seems mortgage rates can’t catch a break lately. So maybe we need a Plan B.  Or rather, a Plan,.. Read More;

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Despite Good Inflation Reports, Mortgage Rates Stuck Near 52-Week Highs - The Truth About Mortgage

The Truth About Mortage
Mortgage Resource
2 months ago

It feels like nothing will really help mortgage rates move lower at the moment. Sure, they came down a handful,.. Read More;

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