HEI requirements for low credit and income—learn how approval works, what lenders look at, and how HEIs compare to HELOCs,.. Read More;

A HELOC gives homeowners financial flexibility, but access can be reduced or frozen if a lender's risk model changes.,.. Read More;

New data for 2026 showed it's cheaper to buy a home instead of rent in the majority of U.S. housing,.. Read More;

The Federal Reserve left the fed funds rate range unchanged in January. Will mortgage rates increase or decrease?,.. Read More;

An analysis of the latest HMDA data revealed which states have the most and least Home Equity Conversion Mortgages.,.. Read More;

An HEI can be a flexible alternative to traditional loans, exchanging quick cash for a percentage of your home’s future,.. Read More;

Your CLTV determines whether a lender will approve your application and how much you’ll be allowed to borrow. See how,.. Read More;

Self-employed borrowers can qualify for a HELOC using tax returns, bank statements, or alternative income verification.,.. Read More;

Variable-rate HELOCs can fluctuate as rates change. Learn how variable HELOC rates work and how to stress-test payments before you,.. Read More;

Learn how a HELOC affects your credit score, from applying and using it to closing the account, plus tips to,.. Read More;

Under current tax rules for 2026, HELOC deductibility depends on how the money is used, not the loan itself.,.. Read More;

HELOC draw limits can cap daily withdrawals, even with available credit. Learn how to plan large draws and avoid delays.,.. Read More;