Metro Bank is once again offering products at 90 per cent LTV.

Available on a five-year fix and coming with a £999 product fee, the purchase and remortgage offering starts at 3.99 per cent and the maximum property value is set at £600,000.

The lender adds that applications for further advances over 80 per cent LTV will not be accepted and that potential borrowers who are currently or have recently been on furlough will not be able to apply.

Metro Bank head of corporate relations Jeremy Cook says: “There are lots of customers with smaller deposits looking for a mortgage at the moment, and we’re thrilled to support them as they seek to get on the housing ladder or move home.”