CLSQ has launched LiveEPC to provide UK mortgage lenders with real-time access to Energy Performance Certificate (EPC) data.

LiveEPC empowers mortgage lenders to change the way they make decisions, by integrating up-to-date EPC information directly into their systems.

It allows lenders to access the most current data from EPC certificates lodged with the official register, providing a significant advantage over traditional monthly text file downloads from the Department for Levelling Up, Housing and Communities (DLUHC), which is a month or two behind.

With LiveEPC, lenders have access to an automated process that provides  data as soon as it is available, which can be used to facilitate automated mortgage decisioning, more precise valuation decisions and back book analysis.

Commenting on the launch CLSQ chief innovation officer Lorenzo Tejada-Orrell said: “The EPC rating of a property is becoming an increasingly important element of lending decisions and back book analysis and while lenders can access batch data from DLUHC, this can be a time-consuming process based and is a month or two behind.”

He added: “LiveEPC brings and end to these issues – with real-time data designed for easy integration with mortgage lenders’ existing systems through a robust API.”