Despite the need for financial advice growing exponentially in an increasingly complex economic landscape, many perceived barriers remain for all too many people across the UK.

The final episode in Season 4 of Barclays Mortgage Insider Podcast evaluates where these barriers appear, the progress being made by the mortgage industry to overcome them and what more brokers can be doing to make the advice they offer more inclusive, more accessible and easier to understand.

Host and property expert Phil Spencer is joined by Jodi Spreadbury, Senior Mortgage & Protection Adviser at The Mortgage Broker Ltd,  Sidney Wager, Mortgage Intermediary Partnership Director at Barclays and media commentator, financial adviser and author of ‘Get Your Money Right’ Emmanuel Asuquo.

They dissect a plethora of topics including the perils of unregulated advice, how to identify vulnerable clients, the influence – both negative and positive – of social media, Consumer Duty, breaking perceptions around the advice process, the importance of financial education and what it feels like to be excluded.

It certainly proves to be an authentic, enlightening and inspirational discussion.