In this episode of the Mortgage Strategy Podcast, in association with Pepper Money, Rob Barnard, Intermediary Relationship Director at Pepper Money, shares his extensive experience in the UK mortgage market. He discusses the growing importance of second charge mortgages, common misconceptions, and how they can benefit brokers and clients alike. Tune in to learn why second charge mortgages might be the best-kept secret in personal finance and how they can offer financial flexibility without disrupting existing mortgage rates.