Directly Authorised Brokers can access Zephyr through Ingard’s internal broker team.

Zephyr is a dedicated buy-to-let lender focusing on meeting the mortgage needs of professional property investors. They currently offer standard and specialist products to 75% loan-to-value (LTV) that are available for both individuals and limited companies, with 2-year fixed rates starting from 3.14%.

Zephyr’s Standard and Specialist HMO and MUFB products are available to a maximum loan size of £1.5m to 70% LTV and £1m to 75% LTV. Their Specialist New Build and Flats Above Commercial products are available to 75% LTV with a maximum loan size of £750k.

Nikki Haworth, Ingard’s sales and marketing director, said: “Since their launch in 2018, Zephyr has grown to become a respected name in the specialist BTL sector. With high levels of market demand and sustained interest from landlords in more specialist property types, we’re delighted to partner with Zephyr to make their broad product range accessible to our members and registered brokers.”

Paul Fryers, managing director, Zephyr Homeloans, added: “We’re pleased to join Ingard’s BTL lender panel and look forward to working with its members to help their clients achieve their property investment ambitions.

“These are exciting times in the BTL market as more landlords look to include rural, larger properties or those with private gardens in their portfolios to meet changing demand among tenants.

“Our broad range of competitively priced standard and specialist property products offer a great range of choices for Ingard brokers and their clients.”