Vida has cut selected rates among its buy-to-let product range by as much as 40 basis points.  

The specialist lender says five-year fixed-rate loans at 75% loan to value on its Vida 36 tier are down by up to 40bps.  

For standard properties, initial rates now start at 5.39%, with a 4% fee, or 5.79% with a 2% fee.  

Rate for houses in multiple occupation and multi-unit blocks begin at 5.54%, with a 4% fee, or 5.94% with a 2% fee.  

It adds that five-year fixed BTL limited edition deals are also being cut by up to 20bps.  

The standard limited edition rate on its Vida 36 tier at 75% LTV is now 4.99%. For houses in multiple occupation and multi-unit blocks, the initial rate is 5.14%.