NatWest has cut selected new business fixed-rate offers across its purchase and remortgage ranges by up to 19 basis points.

The high street bank’s changes include:

Two-year fixed rate purchase

• 60% loan to value, down by 19bps to 4.40%, with no product fee

Two-year fixed rate remortgage

• 80% LTV, down by 19bps to 4.85%, with a £1,495 product fee and £250 cashback

First Time Buyer — two-year fixed rate purchase

• 85% LTV, down by 13bps to 4.92%, with no product fee and £250 cashback

Help to Buy: shared equity — two-year fixed rate remortgage

• 75% LTV, down by 17bps to 4.95%, with no product fee and £500 cashback

The lender says two-year term end dates move from 30 November 2026 to 31 December 2026

Five-year term end dates move from 30 November 2029 to 31 December 2029.