Market Harborough Building Society has cut its residential and landlord fixed-rate offers by 50 basis points. 

The mutual’s mortgage fixes are available across its specialist lending range, including expat, let, holiday let and multi-generation. 

Residential rates now start from 6.40% variable and 5.30% fixed for three years, up to 60% LTV with a £995 product fee.  

This includes joint borrower sole proprietor, second homes and simple annexe applications as standard. 

The business adds that it specialises in “out-of-the-ordinary cases and those with multiple complexities.” Its loans range between £200,000 and £3.5m. 

Market Harborough Building Society head of mortgage proposition Richard Saunders says: “We’re excited to start the new year with a positive reduction in our fixed rates to help those looking to move or remortgage.”