Keystone Property Finance has launched a limited edition landlord range across standard and specialist properties, with rates starting at 3.79%.

The specialist lender says its ‘summer special’ suite contains two- and five-year fixes for standard properties as well as houses in multiple occupation and multi-unit freehold blocks. Each product comes with a 7% arrangement fee.

The range covers:

Standard properties

• 3.79% two-year fix up to 70% loan to value
• 4.59% five-year fix up to 65% LTV
• 4.69% five-year fix up to 75% LTV

HMOs and Multi Unit properties with 1 to 6 occupants/units

• 3.89% two-year fix up to 70% LTV
• 4.84% five-year fix up to 65% LTV  — available for first-time landlords
• 4.94% five-year fix up to 75% LTV  — available for first-time landlords

This suite of products also contains two five-year fixes for specialist properties with 7 to15 occupants/units, with rates starting at 5.09%.

Keystone Property Finance managing director Elise Coole says the range “is designed to ease affordability issues for landlords at a time when swap rates remain elevated.

“Offering a range with higher fees has allowed us to significantly reduce our rates, which now start at a highly competitive 3.79%.

“This range gives landlords an extra option and allows those struggling with affordability to achieve higher levels of leverage.”