Zephyr Homeloans has launched a two-year fixed-rate landlord offer and cut rates by up to 100 basis points across its range.  

The specialist buy-to-let lender offers a two-year fixed-rate landlord loan at 65% loan-to-value at 5.35% for standard properties with an A to C energy performance certificate rating — and 5.45% for properties with a rating of D or E. 

It also offers a two-year fixed-rate mortgage for houses in multiple occupancy and multi-unit freehold blocks at 65% LTV at 5.55% for properties with an energy performance certificate rating of A to C — and 5.65% for properties with a rating of D and E. 

The lender sells a five-year, fixed-rate BTL loan at 65% LTV at 5.95% for standard properties with an A to C energy performance certificate rating — and 6.05% on properties with a rating of D or E.  

And a lifetime tracker mortgage at 65% LTV at 6.94% for standard properties with an A to C energy performance certificate rating — and 7.04% on properties with a rating of D or E.  

Zephyr Homeloans managing director Paul Fryers says: “Despite the latest pause in interest rate rises, landlords are still experiencing general inflationary costs in the current economic climate. 

“By lowering our lending rates across the board, we’re continuing to enable brokers to support their landlord BTL customers’ needs.”