Santander, Accord Mortgages and HSBC have announced rate changes from tomorrow (17 January).

Santander has made changes in its new business and product transfer ranges, including residential fixed rate increases of up to 0.34% and reductions of up to 0.29%.

Under its new business range, selected standard residential fixed rates across purchase and remortgage have been cut by up to 0.29%.

Meanwhile, the lender has increased selected standard residential fixed rates across purchase, remortgage and green ranges by up to 0.34%.

The changes will also see the majority of its new build fixed rates go up by as much as 20% while others have been reduced by 0.16%.

New business green buy-to-let (BTL) fixed rates have gone up by up to 0.20%.

Within the lender’s product transfer range rates have been lowered by up to 0.15% on selected residential fixed rates, with other residential fixed rates increasing by up to 0.18%.

Selected BTL fixed rates have gone up by as much as 0.15%.

Elsewhere, Accord Mortgages has made changes to its BTL product transfer product range.

The 80% loan-to-value (LTV) two-year product rate is reducing by 0.21%.

The lender is also making rate increases. These include 75% LTV product rates, which will see rates go up by as much as 0.20%.

In addition, 60% and 65% LTV product rates will both increase by up to 0.15%.

Meanwhile, HSBC has made amendments to its residential and BTL ranges.

The lender’s existing residential customer switching two-, three- and five-year fixed fee saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTVs are all increasing.

Rates will also go up within the existing residential borrowing more range.

Residential first-time buyer and home mover two- and five-year fixed standard products at 60%, 70%, 75%, 80%, 85% and 90% LTV have gone up, while two- and five-year fixed premier exclusive products across LTVs 60% and higher have also increased.

Residential remortgage product rates have also increased including the energy efficient home products, cashback products and cashback energy efficient home products.

HSBC has also put rates up on BTL existing customer switching and borrowing more products. The two-year fixed fee saver at 75% LTV is going up while the five-year fixed fee saver at 60%, 65% and 75% LTVs are also increasing. The moves come as swap rates have risen in response to the turmoil in the bond markets over the last two weeks.

Two-year swap rates rose to 4.382% on 14 January from 4.094% a month ago, while five-year rates lifted to 4.253% from 3.868% over the same period, according to Chatham Financial.