Brilliant Solutions has added Afin Bank to its mortgage club and packaging panel.

Afin Bank’s products are designed to help borrowers who might otherwise struggle to get a mortgage, such as foreign nationals living and working in the UK.

The lender offers residential and buy-to-let mortgages for borrowers in England and Wales, with a focus on those from diaspora communities who face barriers due to their visa status or lack of UK credit history.

Afin Bank also designs its products to support self-employed borrowers with complex income streams including those who need to borrow based on forecast earnings and professionals who want to borrow at higher loan-to-income multiples.

Afin Bank intermediary sales director James Briggs says: “Having worked with the team at Brilliant Solutions since 2013, this was an easy choice for us.

“Their enthusiasm and entrepreneurial spirit shines through in everything they do.

“In my experience, the Brilliant Solutions directly-authorised advisers are excellent problem solvers, always determined to find the right solution for clients.

“Having both the packager and club routes under one roof allows Afin Bank to spread its message far and wide, helping to improve financial inclusion amongst the underserved.

“It also means we can reach and support even more brokers and their clients.”

Brilliant Solutions managing director Michael Craig says: “We’re thrilled to welcome Afin Bank to our lender panel.

“Its focus on visa clients and flexible, manual underwriting is exactly what many of our DA firms and network partners have been asking for.

“In a market that’s crying out for lenders willing to say ‘yes’ more often – particularly on non-standard cases – Afin delivers a proposition that stands out.

“Its ability to take a common-sense approach, backed by experienced underwriters rather than automated decline systems, gives advisers more confidence to place complex cases.

“With more clients than ever coming from diverse backgrounds and non-traditional circumstances, Afin Bank offers a much-needed solution that helps brokers support more customers and grow their business at the same time.”