Hampshire Trust Bank (HTB) has expanded its specialist buy-to-let and semi-commercial mortgage range and reintroduced two-year fixes across all products.

The lender has also reduced rates across its product range by up to 1% for semi-commercial and up to 0.35% for buy-to-let.

HTB’s buy-to-let rates now start from 5.84% for a two-year fixed rate and 6.34% for a five-year fixed rate. Two-year semi-commercial rates now start from 6.49%, and 6.99% for a five-year fixed rate.

The lender said it continues to offer its ERC Lite, ERC Plus and Fee Plus products across its new two and five-year buy-to-let and semi-commercial fixed rates.

It also offers bespoke pricing for loans over £5 million in acknowledgement of larger deals often being more complex and requiring flexibility in pricing and criteria.

HTB added it provides experienced landlords and professional investors with specialist buy-to-let, residential and semi-commercial investment loans of up to £25m for limited companies, offshore entities, expats, and foreign nationals.

Hampshire Trust Bank specialist mortgages managing director Chris Daly said: “We continually listen to brokers and understand how vital it is to address the affordability challenges that their clients face.

“Our commitment is solely focused on championing landlords and investors, and providing a broader product range at reduced rates demonstrates our capabilities to listen, and act, when brokers need support from us.”