The headwinds that plagued the mortgage industry in a turbulent 2022 look as if they'll persist through the next 12 months, experts at Redfin predict. 

In its annual housing outlook, the real estate brokerage sees affordability concerns, interest rates and falling sales volumes remaining predominant concerns next year. Despite some recent lower prices and interest rates, the climb out of the 2022 trough will be a drawn-out effort. However, the second half of 2023 should bring improved conditions for housing.

Here are a few of the technology brokerage's expectations for the coming year: