Halifax cuts rates, including 2-year fix at sub-4% Mortgage Finance Gazette

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Halifax has made rate reductions on homebuyer and remortgage products including a sub-4% two-year fixed rate.

The lender’s two-year fixed rate, available up to 60% loan-to-value (LTV) with a product fee of £999 has been lowered by 0.12% to 3.94%.

It has also trimmed the price of its five-year fixed rate, available up to 80% LTV with no product fee by 0.21% to start from 4.38%.

The five-year fixed rate, available up to 80% LTV with a product fee of £999 has also been lowered by 0.21% to start from 4.27%.

Halifax has also cut its two-year fixed rate, available at 90% and 95% LTV with no fee by 0.19% to start from 5.15%.