Barclays has cut mortgage rates, particularly reductions in the bank’s higher loan-to-value (LTV) range, including 95%.

The cuts include a five-year fixed at 95% LTV with no product fee, which will be lowered from 4.87% to 4.82%. This comes with a minimum loan of £25k and a maximum loan of £570k.

It also lowered the rate on its five-year fixed at 75% LTV with a product fee of £899 from 4.14% to 4.05%. This has a minimum loan of £5k and a maximum loan of £2m.

The five-year fixed rate at 60% LTV with a product fee of £899 will be reduced from 4.11% to 4.01%.This has a minimum loan of £5k and a maximum loan of £2m.

In addition, the bank has cut its green home five-year fixed product at 60% LTV with a fee of £899 from 4.01% to 3.91%.

Meanwhile, Barclays has added a five-year fixed at 80% LTV with no fee at 4.28%, this comes with a minimum loan of £5k and a maximum loan of £2m.

These changes come into effect tomorrow (24 October).

Elsewhere, TSB has announced rate increases to its residential range.

Five-year fixed house purchase 85% to 90% LTV rates have gone up by 0.10%.

The lender has also increased rates on its five-year fixed shared ownership house purchase 85% to 90% LTV products by 0.10%.