Changes apply to two-and five-year fixes, with rates on products at 60%, 65% and 75% loan-to-value (LTV) decreasing by 0.10%.

For example a five-year fixed rate up to 60% LTV, available for house purchase, at 4.12% (was 4.22%), which comes with a £1,995 fee, and free standard valuation.

And a two-year fix to 75% LTV, available for those remortgaging, at 4.42% (was 4.52%), with a £995 fee, free standard valuation and remortgage legal service

The lender is also extending end dates to 31 October to maximise product term value for brokers and their clients.

Another lender making cuts is Santander UK, reducing rates across its home movers, first-time buyer, new build, remortgage and buy to let ranges.

Santander’s two-year fixed rate first time buyer products now start from 3.84%, while two-year buy to let and home mover fixed rates start from 3.79%.

For home movers, rates have reduced by up to 0.17% across two, three, five and ten-year fixed-rate products, including a 90% LTV two-year fixed rate with a £999 fee and £250 cashback. The rate reduced by 0.17% to 4.30%.

And a 60% LTV five-year fixed rate large loan with a £1,999 fee. The rate reduced by 0.10% to 4.08%.

For first-time buyers rates have reduced across two, three, five and ten-year fixed rate products, including a 60% LTV two- year fixed rate with a £999 fee. The rate reduced by 0.17% to 3.84% and a 95% LTV five- year fixed rate with a £0 fee and £250 cashback. The rate reduced by 0.15% to 4.70%.

For remortgages, rates are reduced by up to 0.23% across two, three, five and ten-year fixed rate products, including a60% LTV two- year fixed rate large loan with a £1,999 fee. The rate reduced by 0.10% to 4.20%.

And a 60% LTV 10 year fixed rate with a £0 fee. The rate reduced by 0.23% to 4.54%.

For BTL purchase, Santander is offering a 60% LTV BTL 2 year fixed rate with a £1,749 fee. The rate reduced by 0.20% to 3.79%. And a 75% LTV BTL two-year fixed rate with a £1,749 fee. The rate reduced by 0.21% to 3.94%.

For home movers and first time buyers Halifax has announced rate reductions of up to 0.10% on selected fixed rate products.