Buckinghamshire BS refreshes core BTL products Mortgage Finance Gazette

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Buckinghamshire Building Society has reintroduced discounted products across its buy-to-let and expat landlord ranges.  

The mutual says it has renamed these core BTL deals to Everyday from Standard in “a move designed to make the range clearer and more accessible to a wider group of landlords”.

The products now available are: 

  • Everyday BTL – two-year discounted rate of 5.39%, 3% discount, up to 80% loan to value 
  • Everyday expat BTL – two-year discounted rate of 5.59%, 2.80% discount, up to 75% LTV 

Both offers are available for loans between £50,000 and £500,000 and carry a product fee of £1,195.

The society has also updated its Credit Restore discounted product, which now moves to a two-year term, from three years, with a 6.45% rate at up to 70% LTV, with a discount of 1.94% and a £999 fee. 

Buckinghamshire Building Society head of mortgage sales Claire Askham says: “We’ve reintroduced discount rates in areas where we see brokers needing more flexibility to support landlords who are still actively investing, but also want room to adapt as the market moves. 

“This is part of a wider refresh that includes renaming our Standard BTL range to Everyday to make it more approachable for a broader group of landlords, including expats and those early in their investment plans.”