Accord Mortgages will add new 95% loan to value remortgage products and cut rates across a variety of other residential offers.

The intermediary-only lender says its 95% remortgage range includes a five-year fixed-rate deal at 3.88%, which comes with a £495 fee, £500 cashback, free remortgage legal service and free standard valuation. The maximum loan size is £600,000.

The firm adds for clients with smaller deposits, it has aligned rates on all larger loan products up to £600,000 at 90% and 95% LTV, and £2m at 80% and 85% LTV with those in its core range.

Highlights among its rate cuts include:

A five-year fixed-rate loan at 2.16%, down from 2.19%, at 80% LTV, for house purchases and remortgages, which comes with a £995 fee, £300 cashback and free standard valuation.

A five-year fixed-rate deal at 2.69%, cut from 2.86%, at 85% LTV, for house purchases, which comes with a £495 fee, £500 cashback and free standard valuation.

And a two-year fixed-rate mortgage at £3.09%, reduced from 3.22%, at 90% LTV, available for house purchases, which comes with a £495 fee, £750 cashback and free standard valuation.

All offers and products launch tomorrow (23 June).

Accord mortgage manager Jemma Anderson says: “The new offerings at 95% will also support borrowers finding it harder to remortgage with a smaller deposit, as well as those who wish to borrow more.”

Anderson adds the rate cuts offer a “more comprehensive choice and even better value across a range of LTVs to support more of the market”.

Earlier this month, the firm relaxed its criteria for landlords by removing the cap on the amount of secured debt they can consolidate when remortgaging.

It also returned to lending up to 80% loan to value to buy-to-let customers.