Real estate company launches crypto-based platform

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Angel Garcia/Bloomberg

The Trump administration has made efforts during its first eight months back in office to legitimize cryptocurrency in the U.S. economy, and Linkhome Holdings is getting ahead of the curve. The AI-powered real estate company launched a platform that allows buyers to purchase property with cryptocurrency, it announced in a press release Monday.

The platform is one of the first to link crypto to real-world assets.

Investors and homebuyers can now use popular cryptocurrencies, such as Bitcoin, Ethereum and USD Coin, for property transactions in the United States with the platform. This new feature is a significant milestone in combining real estate, fintech and blockchain technology to make property transactions more efficient, the California-based company said.

"Real estate is the largest industry in the United States, and housing is at the heart of American family life. Linkhome is committed to transforming this industry through AI technology and financial innovation, making living in America simpler and more efficient," Founder and CEO of Linkhome Bill Qin said in the release. "By introducing cryptocurrency payments into U.S. property purchases, we are creating new opportunities for homebuyers, enhancing transaction efficiency and redefining how people invest in real estate."

How crypto intersects with real estate

Crypto has often been used as collateral to apply for a mortgage, but the company supports direct real estate purchases with virtual currency, connecting digital with real-world assets.

Linkhome, with more than $185 million in transactions facilitated, is now primed to be a beneficiary of the Trump administration's push toward digital assets. In June, U.S. Federal Housing ordered Fannie Mae and Freddie Mac to formally consider crypto as an asset in single-family mortgage loan risk assessments without requiring conversion, despite some consumer groups pointing out potential risks.

Traditional banks have been reluctant to do the same, but some private lenders, such as Miami-based Vaster, consider crypto as a liquid asset that can strengthen a borrower's value when qualifying for loans.

Both Linkhome and Vaster see adopting crypto as a way to attract investors seeking alternative asset diversification as well. Linkhome, which leverages AI and fintech to make homeownership simpler, faster and more accessible, also expects crypto payments to reduce cross-boarder payment delays.

Linkhome's service is currently available for select transactions and will expand nationwide in phases, the company said.


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