Foundation Home Loans is now offering its mortgages at up to 80 per cent LTV. 

It has also added products to its five-year fixed ranges and issued a first-time buyer-only mortgage.

The 80 per cent LTV five-year fixes in its F1 range, aimed at would-be borrowers with blips in their credit history, are set at 4.39 per cent and drop down to 3.49 per cent for 60 per cent LTV borrowers. 

The lender’s F2 and F3 ranges can also be accessed at 80 per cent LTV now.

The FTB-only product is available at up to 80 per cent LTV and for a two-year fix at 4.09 per cent and for a five-year fix, at 4.49 per cent.

Foundation Home Loans director of marketing Jeff Knight says: “Recent feedback from advisers suggests they’re seeing a growing number of clients who are not fitting the criteria requirements of the high-street and mainstream lenders.

“We know that residential cases can be increasingly complicated and have their own complexity, which is why our regional account managers are on hand to discuss these client needs with advisers and provide the solutions required.

“This is because we believe this relationship between regional account manager and advisers is crucial in securing the right product solution, first time and every time.”