Is Georgia on your mind as sweet and clear as moonlight on the pines? You wouldn’t be alone, as the more than 11 million Georgia inhabitants feel the same. However, Georgia’s real estate market also has a lot on its mind as home sales are down 15.4% from 2023. Yet the median price of homes has increased by 4.2% year-over-year to over $390,000, and counties across Georgia are seeing listings as high as $1,100,000 and as low as $100,000, according to Georgia’s MLS.

With so much fluctuation, some homeowners may want to focus on rehabilitating their homes rather than purchasing. However, special attention needs to be given to lower-income communities that may not have the funds accessible for such repairs.

Wanting to support its low-income and very low-income population, Georgia provides several opportunities for affordable housing. This includes mortgage financing, rental assistance, and housing vouchers. Further, various programs exist at the state and county levels that support homeowners in making needed repairs to their current homes.

Insert — home repair grant programs to ensure the habitability and longevity of homes for low-income communities.

We reviewed Georgia’s top counties, federally funded programs, and HUD resources to find out everything we could about repair programs for income-eligible homeowners. Below is the culmination of our findings and your guide to home repair funding in Georgia.