Virgin Money launches exclusive remortgage loans, cuts rates across range | Mortgage Strategy

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Virgin Money has launched two new exclusive remortgage loans and has cut rates across selected parts of its product range.

The lender debuts a 65% loan-to-value two-year fixed-rate remortgage, with a £1,495 fee at 1.04%, a free valuation and £500 cashback.

And a 75% LTV two-year fixed-rate remortgage, with a £1,495 fee at 1.05%, a free valuation and free legal work.

The firm has also cut rates on selected products across its range.

This includes selected exclusive purchase deals, with £1,000 cashback between 75% and 85% LTV fixed rates are reduced by up to 0.19%.

This sees its 80% LTV two-year fixed-rate offer, with a £995 fee, available at 1.58%.

Among its core range, selected 65 to 75% LTV fixed rates are cut by up to 0.63%.

This sees its 65% LTV five-year fixed-rate fee-saver deal, available at 1.23%.

And its 75% LTV two-year fixed-rate fee-saver loan, available at 1.48%.

Selected Help to Buy fixed-rates loans are reduced by up to 0.93%.

This sees its Greener 75% LTV two-year fixed-rate deal, with a £995 fee available at 1.35%.

The lender says selected 85% to 95% LTV fixed-rate offers are cut by up to 0.15%.

This sees its 90% LTV two-year fixed-rate loan, with a £995 fee available at 2.17%.

And its 95% LTV five-year fixed-rate fee-saver, available at 3.44%.

It adds selected buy-to-let fixed-rate deals are reduced by up to 0.09%.

This sees its 75% LTV five-year fixed-rate mortgage, with a £995, available at 1.93%.

Finally, the lender also offers cuts among its product transfer options. This includes:

Selected 65 to 75% LTV fixed-rate loans are reduced by up to 0.55%.

Selected 85 to 95% LTV fixed-rate deals are down by up to 0.58%.

Selected Help to But fixed-rate offers are cut by up to 0.43%.

And selected BTL fixed-rates mortgages are reduced by up to 0.09%.


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