Buckinghamshire Building Society has increased the maximum loan-to-value (LTV) on its expat buy-to-let (BTL) products from 75% to 80% and has launched two new fixed rate options for both personal and limited company applicants.
The new product options both offer a fixed rate until 31/05/2028 and are available for personal and limited company (SPV) applicants. Everyday expat BTL rates start from 5.79% and expat BTL limited company SPV rates start from 5.89%.
Both products provide short- to medium-term rate certainty, giving landlords clarity over repayments while retaining the benefit of a manually underwritten approach.
Buckinghamshire Building Society head of mortgage sales Claire Askham says: “Expat landlords are a key part of the UK investment landscape, but they don’t always fit neatly into high street criteria – particularly when it comes to higher LTVs.”
“By increasing our maximum LTV to 80% and expanding our appetite for flats in taller blocks, we’re giving brokers more scope to place cases that might otherwise stall.”
“As always, we take a common-sense, case-by-case approach. Our manual underwriting means we can look beyond the headline details and work with brokers to find solutions that are right for their clients.”
