Market Harborough cuts rates by up to 0.60% and ups max loan size on holiday lets

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Market Harborough Building Society has recharged its range of holiday let solutions, including those for high net worth borrowers.

The society has reduced rates up to 0.60% and made further enhancements.

Fixed and variable holiday let rates, including no fee options, have been reduced by 0.50% for Tier 1 rates, 0.50% for Tier 2 rates and 0.60% for Tier 3 rates.

Holiday let rates now start at 6.44% for fixed rates and 5.70% discounted rates for holiday let Tier 1 cases with a £995 product fee.

In addition the specialist lender has increased its maximum loan size to £3 million from £2 million on holiday lets and will now accept more scenarios on its lower-priced Tier 2 products, including two letting units on one title.

Market Harborough head of mortgage distribution Iain Smith says: “We’re always listening to broker feedback and have built real momentum in 2026 with a series of changes designed to make our mortgage solutions up to £5m even more accessible.”

“Today’s enhancements to our holiday let range are another example of that – reducing rates further, increasing choice with a higher maximum loan size and adjusting our criteria, all to make it even easier to say yes to complex cases.”


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