The new EPC A to C products are available up to 75% loan-to-value (LTV) across all three of the lender’s Standard, Limited Company and HMO/MUFB ranges.

Pricing on these products is set 10 basis points lower than the equivalent non-EPC A to C products.

In the Standard and Limited Company ranges, the new products include a 5.19% two-year fixed-rate with no completion fee, and a 4.74% two-year fixed-rate with a £1,499 fee (maximum loan of £750k).

Both products come with free valuations up to £500k.

Within the HMO/MUFB range, the new products include a 5.54% two-year fixed-rate with no completion fee, and a 5.39% two-year fixed-rate with a £1,999 fee (maximum loan of £750k).

Both products also come with £1,000 cashback.

Fleet has also cut rates on remortgage-only products within its Standard and Limited Company ranges.

Rates have been lowered on its existing 75% LTV products which come with a 2% fee (£750 minimum).

The two-year fixed rate remortgage-only product has been cut by 10bps to 4.44% and the five-year fixed rate remortgage-only product has been reduced by 15bps to 4.74%.

Both products come with a free valuation up to £500k and £500 cashback.

Fleet Mortgages chief commercial officer Steve Cox says: “The direction of travel on property standards remains clear and landlords are increasingly aware EPC ratings matter, both in terms of tenant demand and future regulation.”

“By pricing these EPC A to C products below their standard equivalents, we are recognising the lower risk profile of those properties and giving advisers a clear pricing advantage to discuss with clients.”

“At the same time, we know many landlord borrowers are looking at their remortgage options as large numbers of deals come to maturity through the first half of 2026. Cutting our two- and five-year fixed-rate 75% LTV remortgage-only products provides strong options for advisers placing business in the weeks ahead.”