Buckinghamshire Building Society has extended its Credit Revive range with three new products designed to support borrowers with historic credit issues – including buy to let landlords and those borrowing into later life.

The new additions are: Buy to Let Credit Revive fixed 5.69% to 31/05/2028, up to 75% LTV; Buy to Let Credit Revive Ltd Company fixed 5.89% to 31/05/2028, up to 75% LTV (SPVs only); and Retirement Credit Revive Fixed 5.79% to 31/05/2031, up to 70% LTV

Previously only available on residential purchase and remortgage cases, Credit Revive is aimed at borrowers with historic credit challenges, providing them with a second chance at homeownership or investment.

The product range supports applicants with a history of arrears, missed payments or CCJs, provided their circumstances have stabilised and they meet affordability checks. Each case is manually underwritten to ensure a full understanding of the applicant’s story.

Commenting Buckinghamshire Building Society head of mortgage sales Claire Askham said: “We know that brokers are working with more clients who have strong current affordability but still carry the legacy of past credit issues. This is about recognising recovery and making sure people aren’t shut out of the market because of a historic blip.

She added: “Whether it’s a landlord rebuilding after a challenging few years or someone in later life looking for a fresh start, these products are about practical lending solutions that reflect where people are today, not where they’ve been previously. That’s what Credit Revive is designed to do.”