This latest digital tool is designed to streamline the mortgage application process.

The calculator allows brokers to quickly obtain an accurate affordability decision before submitting a new enquiry, as well as being able to determine maximum borrowing available to aid brokers looking to compare options for both purchases and remortgage customers.

Brokers can complete affordability checks based on West One’s two product ranges: the core product range, which offers standard Loan-to-Income (LTI) ratios of up to five times income up to 95% Loan-to-Value (LTV), including first-time buyers, or their LTI Boost range, which offers LTI ratios above five times income up to 80% LTV, subject to a minimum household income of £50,000.

West One head of intermediary sales and distribution Paul Huxter commented: “Brokers can access the tool directly on the West One website, helping them provide greater choice to their clients who can benefit from our quick, reliable affordability assessments at an early stage in the customer journey.”