Together has cut rates on its fixed-rate first charge mortgages by up to 25 basis points and its monthly regulated bridging rates by 14bps.
The specialist lender says its first charge two-year fixed-rate loans will now start at 8.20%, and the five-year fix from 7.95%. Regulated bridging loan rates will start at 85 basis points per month.
The firm lends to a range of underserved customers, such as those with complicated income streams, the self-employed and those with imperfect credit histories.
Together director of product and distribution Ryan Etchells says: “In addition to offering fair value and better customer outcomes, we want to offer our broker partners a more competitive product range.
“These changes are also designed to demonstrate our commitment to remaining a leading lender in the regulated bridging market.”
The business adds that all fixed-rate offers for second charge loans and consumer buy-to-let loans remain unchanged.
Elmaz is tasked with leading and developing the firm’s intermediary commercial finance channel.
The business said she will provide the unit’s strategic vision and help support the company’s broker partners.
Her team includes eight field sales account managers, four roving underwriters and a 16-strong sales and management support team.
