Scroll Finance was founded by Ashish Kashyap and Vaibhav Tiwari with a vision to bring smarter, flexible secured financing solutions to the UK market.

The company recently became a subsidiary of Perenna Group to strengthen its capital base and strategic ambition.

The new product is being launched ahead of the regulated product coming in early 2026.

It offers rates from 7.05% and loan sizes from £25,000 to £200,000, and will be launching a maximum loan size of up to £1 million soon.

It also has a maximum LTV of 75% and a flexible home equity line of credit option.

Meanwhile, landlords with up to 10 properties in their portfolio can borrow against single or multiple security properties, including HMOs.

Loans Warehouse co-founder Matt Tristram says: “For a long time now we’ve been advocating for more second charge products for landlords and Scroll Finance’s new product range is not only market-leading for rate, but dynamically priced, a first for BTL second charge.”

“The process will surprise many with the ease of the customer journey, including AVM, 1 on 1 case support and use of Open Banking.”