Keystone Property Finance has cut its fixed rate range by up to 0.65%.

The specialist buy-to-let (BTL) lender has reduced all of its five-year fixed rates in its core, specialist, ex-pat and holiday let ranges by 65 basis points and its Switch & Fix range by 20 basis points.

Keystone’s core range, for standard BTL properties, now starts at 6.09% at 65% loan-to-value (LTV) and 6.19% at 75% LTV. 

The specialist range, for HMOs and multi-unit properties, now begins at 6.29% at 65% LTV and 6.39% at 75% LTV.

Its standard ex-pat range now starts at 6.34% at 65% LTV and 6.44% at 75% LTV.

The specialist ex-pat range now starts at 6.54% at 65% LTV and 6.64% at 75% LTV.

Following the cuts, Keystone’s holiday let products are now available at 6.54% at 65% LTV and 6.64% at 75% LTV.

The above products come with a 4% arrangement fee, with lower-fee deals available for a slightly higher rate in the core, specialist, ex-pat and holiday let ranges.

As part of the cuts, the lender has also reduced every loan in its Switch & Fix range by 20 basis points, with rates now starting at 5.84%.

Keystone’s Switch & Fix range is reserved for landlords who initially opted for a variable rate loan but want to switch to a fixed-rate mortgage.