The end of June was another week of major rate changes across all fixes, new data from Moneyfacts shows.

The average rate for a two-year fix gained 13 basis points, coming to 3.74% and the average three-year fix rose by 6 basis points, taking it to 3.97%.

For a five-year fix, the average rate increased by 14 basis points, to 3.89%, and the average rate for a 10-year fix went up by 19 basis points, to 4.01%.

Two-year fixes

At 90% LTV, the average rate rose 16 basis points and, at 85% LTV, the average rate moved up 15 basis points, leaving rates on Friday at 3.91% and 3.79%, respectively.

Three-year fixes

Rises were not as strong at this fix this week, as reflected in its average rate rise across all LTVs of 6 basis points.

Meanwhile, at 90% LTV, the average rate gained 10 basis points, to 3.84%, while at 75% LTV, the average rate rose 11 basis points, to 3.95%.

Elsewhere, rate rises topped out at 4 basis points.

Five-year fixes

The most significant rate change here occurred at 60% LTV, where the average rate increased by 21 basis points, to 3.64%.

And at 85% LTV, the average rate moved up by 15 basis points, to 3.92%.

10-year fixes

This fix was home to the biggest rate changes this week: at 65% LTV, the average rate rocketed up by 62 basis points, to 5.40% and, at 60%, a move upwards of 25 basis points found the average rate at 4.06% by Friday.

Moneyfacts finance expert Eleanor Williams says: “Numerous changes to Standard Variable Rates and revert rates have come into effect this week following the most recent base rate rise from the Bank of England. We have recorded updates from providers such as HSBC and first direct, Hodge and Paragon Bank. We also processed changes from various of the building societies, including Furness, Bath, Saffron, Mansfield, and Yorkshire Building Society (and its intermediary arm, Accord Mortgages), amongst others.

“Fixed rate rises are also still prevalent, powering further uplift across the average rate brackets. Leeds Building Society was one provider that applied significant increases, in this update of up to 1.10% across its retirement interest-only products and of up to 0.50% on interest-only deals. Accord Mortgages made rate rises of up to 0.60% and introduced new discounted variable rates in its latest change. Lloyds Bank increased selected remortgage fixed rates by up to 0.50%, while withdrawing non-Club Lloyds ten-year fixed remortgage deals.

“Elsewhere, Santander withdrew various of its offerings and increased its remaining fixed rates by 0.50%, and Precise Mortgages also made similar amendments to its range. Changes came from other brands as well, including the NatWest group where selected fixed rates rose by up to 0.46% and from Newcastle Building where various fixed deals rose by up to 0.47% and discounted-variable rates by up to 0.40%.

“Availability and product choice also continues to fluctuate, and while some providers are adding new products – such as Halifax and Lloyds Bank launching deals for new builds properties – we are also seeing numerous withdrawals – for example Aldermore, which pulled all five-year fixed rates, Newcastle Building Society withdrew a couple of Joint Mortgage Sole Proprietor products, and TSB, which cut various purchase deals.”