The lender’s mortgages are currently distributed exclusively via Legal & General.

It offers a way for family and friends to support home buyers by allowing up to six incomes to be used in the underwriting.

Borrowers can also take out an equity loan to help meet the deposit requirements.

Generation Home says its fractional ownership platform delivers increased borrowing power, security of funds and flexibility.

It was founded by husband and wife Will Rice and Sophia Guy-White.

Rice says: “Independent advice is incredibly important to first-time buyers. A”s Generation Home takes its first steps towards opening up fully to intermediaries, working with Twenty7Tec will mean that more intermediaries can find, access and obtain a Generation Home mortgage for their customers.

“We know from working with intermediaries that Twenty7Tec is an invaluable tool for them to source products and therefore serve their customers better.”

Twenty7Tec director of lender relationships Nathan Reilly says: “Based on data available through our Insight module, joint borrower, sole proprietor was the most searched piece of criteria during September. 

“This clearly underlines the challenge affordability still presents for many first-time buyers and the market as a whole, so it’s encouraging to see Generation Home tackling this issue head on and working with intermediaries to help more customers take their first step onto the property ladder.”