When it comes to reputable mortgage companies in NJ, Residential Home Funding immediately comes to mind for numerous reasons. One of the top and most important being is we have some of the best New Jersey mortgage loan officers in the state working for us.

This is very important to a home buyer, because if you are looking for NJ mortgages, the process can quickly become overwhelming and stressful.

So, what makes Residential Home Funding the top mortgage company in New Jersey and how does that benefit you?

Residential is proudly the 66th largest mortgage banker in America and that means we have diverse mortgage options for our home buyers regardless of the scenario. It also means we attract the most qualified talent to work with our customers, making the mortgage process an enjoyable straight forward, easy to understand closing.  We are not only licensed in NJ, but cover CT down to Florida, so our ability to assist a customer perhaps moving in or out of New Jersey means the convenience factor is unmatched.

As our mission statement reads, Residential Home Funding Corp.’s goal is “to be the lender of choice for our customers by providing both diversified and competitive mortgage financing options with excellent customer service.”

Another reason Residential Home Funding is categorized as the top reputable mortgage company in NJ is the diversity we can offer clients.

With a diverse customer base that includes first time home buyers as well as high net worth individuals, Residential Home Funding Corp. can provide the appropriate financing to meet any customer’s specific needs.

Our experience enables us to fund all types of transactions such as basic residential purchases, refinances, investment properties, construction loans, mixed use, and more.

At Residential Home Funding Corp, we have a NJ mortgage loan custom suited for almost every borrower. We have built our reputation on service and efficiency and our mortgage loan originators proudly serve New Jersey making sure our clients have access to the highest quality mortgages suited specifically for the residents of the Garden State.

Borrowers all know their credit score is the key to their new castle and makes obtaining a mortgage in NJ possible. However, not all borrowers looking for NJ mortgages have perfect credit scenarios.  The difference between a good and great mortgage loan originator is customer service and the ability to understand and work with all clients, not just the perfect ones.  The dream of owning a home is not just for people with 800+ credit scores, and sometimes extra work is needed to help people achieve that dream, especially with complexities that come along with the home buying process in New Jersey with high taxes and higher home values compared to other areas of the country.

Our mortgage loan originators can counsel buyers on decisions and credit options to increase your credit score that has the best impact on increasing your buying power and lowering potential interest rates.  Peace of mind when it comes to credit options and how that translates into buying power is something Residential Home Funding always offers their clients.

NJ mortgage lenders are the ones actually providing the money to buy your house at the closing.  Because of the size and stellar reputation of Residential Home Funding we are not only the mortgage company but also the mortgage lender, again providing you with a one stop shop for your home buying process.  This also means we have options for our borrowers, we have the ability to act as a broker and work with other lenders if needed to close hard to fund deals, no or low money down mortgages and other various mortgage needs for our clients.

Being the top mortgage lender in NJ means we start from A and get you to Z all in house.  We have the ability originate and fund your mortgage loan making sure you have the best rates for your specific mortgage loan needs.

Expecting the client to go out and shop various NJ mortgage lenders to find the best and understand the complicated terms associated with lending is not reality. So when you work with Residential, mortgages in NJ become a walk in the park and the home buying process is enjoyable the way it’s meant to be!

Just like any customer service driven industry, referrals and testimonials are the backbone and proven ability showing they do what they say.  Residential has mountains of both with the majority of all stellar feedback, and ones that are not we quickly resolve any issues that may have taken place.  The company that says they are perfect is one you want to stay far, far away from.  That means they have stopped trying to improve themselves and their relationship with customers. We strive to continually exceed past performances and service to clients.

At Residential we understand we are not always perfect, but strive for it and often achieve it when it comes to getting the best mortgage for clients in New Jersey.

We are also backed by some of the largest and most respected Real Estate Offices in New Jersey and many of the Law Enforcement organizations as the preferred mortgage company.

The old saying goes, the devil is in the details and small mistakes often occur there.  Another reason Residential Home Funding is the top mortgage company in NJ is because we have policies and procedures in place to make sure these small details are never overlooked.  Various loan types mean dealing with a multitude of intricate decisions that could cost the borrower money if overlooked. We have the borrowers back and make sure you are informed while providing peace of mind.  A good mortgage lender in NJ is very detailed and particular with documentation but make the process easy to understand while providing answers to all questions.

Any successful relationship from the beginning of time whether that is personal or business related often comes down to how good you can communicate with each other. The age old saying of “communication is key” has never been truer when it comes to getting a mortgage in NJ.  Residential Home Funding puts a lot of emphasis on the importance of exceptional communication to all parties involved, making the life of the home buyers much easier.

We act in the best interest of our customer and never try to exploit the emotions, hopes and dreams of buying a home for profit. Industry leaders don’t get there by mistake; they prove themselves over time and are tested.  Earned experience can’t be duplicated, and when it comes to mortgage companies in NJ few, if any, have more.

Contact Residential Home Funding today to leverage our expertise and to work with the best mortgage lenders in NJ. We look forward to hearing from you!