Specialist lender ModaMortgages, has announced it is cutting rates by up to 20bps on selected two-year fixed rates from its limited edition range.
Rates for 75% LTV single dwelling products now start from 2.79%, while rates for 80% LTV single dwelling products start from 3.39%.
Rates for its 75% LTV HMO and MUFB products, which are suitable for properties with up to six bedrooms or units, have also been reduced and now start from 2.99%.
Products are available to personal ownership and limited company landlords, with free valuations and a choice of fee options.
Meanwhile, from 1 March Stafford Building Society will reduce its Standard Variable Rates (SVRs) by 0.25 percentage points. The residential SVR will fall to 5.10%, now among the lowest in the UK. This change will improve affordability for complex mortgage cases that are often underserved by standard lending models.
New SVRs from 1st March 2026 are residential SVR: 5.10% and buy-to-let & holiday let SVR: 7.15%
