HSBC’s 85% LTV 2-year fix at 2.84% has been selected after it was reduced by 0.10%.
The product has no fees, includes a free valuation and free legals for remortgages.
Eleanor Williams, finance expert at Moneyfacts, said: “This week, HSBC made a number of amendments across its range.
“Coupled with the reduced rate, this deal also benefits from there being no fee to pay, and those hoping to keep any mortgage set-up costs to a minimum may be further pleased to note that there is also an incentive package available.
“On balance, this product achieves a place in our top rate tables and earns an Outstanding Moneyfacts product rating.”
The newly launched 80% LTV 2-year fix at 1.95% from Nottingham Building Society is also included.
This deal has no fees, a free valuation and is available to remortgage customers.
Eleanor Williams, said: “Nottingham Building Society launched a number of new products in its update this week.
“Offered via intermediaries, this option is priced at a competitive 1.95%.
“With no fee payable and a comprehensive incentive package of free valuation and free legal fees, this may be an attractive proposition for those looking to refinance their home while keeping any outlay to a minimum.
“This combination of features secures this product an Excellent Moneyfacts product rating.”
Furthermore, NatWest Intermediary Solutions’ 75% LTV 5-year fix at 1.63% was featured in Moneyfacts’ product list.
This offering has a £995 fee, free valuations and is available for purchases only.
Williams, said: “In addition to launching new products for those remortgaging at 90% loan-to-value, NatWest Intermediary Solutions has made selected rate reductions to some of its fixed rate products as well.
“Receiving a cut of 0.23%, the 75% loan-to-value 5-year fixed rate option is now priced at 1.63%.
“Available via intermediaries, the rate cut sees this become one of the lowest available in this sector of the market.
“Overall the deal receives an Outstanding Moneyfacts product rating.”
