Pepper Money is now offering its customers free energy efficiency advice.

This consists of carrying out an energy efficiency survey on the client’s property, providing an energy performance certificate (EPC), and detailing an action plan to make their property more energy efficient.

Pepper says that if the action plan requires the funding of improvements, the lender may offer a second charge mortgage to cover this, along with another EPC certificate after the work is completed.

Pepper chief executive Laurence Morey says: “We understand that we have an active role to play to change the way our industry is impacting our environment.

“We know this won’t happen overnight but will be the result of many consistent positive changes and helping our customers to better understand the impact they and their properties have on the environment.”

And Legal & General Mortgage Club head of lender relationships Danny Belton comments: “By providing free EPCs and an option for customers to borrow to make improvements, this initiative is directly enabling positive outcomes.

“In the long term, this will mean that not only will more customers have an accurate picture of the current state of their property, but also that they will have access to the knowledge and resources they need to make their homes more environmentally efficient.”